Terms of Service

1. Acceptance of Terms

By accessing or using the Budget AI platform ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Platform. These terms apply to all users, including Local Government Officers, Budget Analysts, and other government personnel.

2. User Accounts

To access certain features of the Platform, you may be required to create an account. You are responsible for:

• Account Security: Maintaining the confidentiality of your login credentials
• Account Activity: All activities that occur under your account
• Accurate Information: Providing accurate and complete information when creating your account
• Account Updates: Promptly updating your account information when changes occur

3. Acceptable Use

You agree to use the Platform responsibly and in accordance with all applicable laws and regulations. You shall not:

• Misuse: Use the Platform for any unlawful, fraudulent, or malicious purpose
• Data Scraping: Scrape, copy, or extract data from the Platform without authorization
• Interference: Interfere with or disrupt the Platform's functionality or security
• Impersonation: Impersonate another person or entity when using the Platform
• Harmful Content: Upload or share content that is harmful, offensive, or inappropriate

4. Intellectual Property

All content, templates, and materials provided through the Platform are protected by intellectual property rights:

• Platform Content: All content on the Platform is owned or licensed by Budget AI
• Templates: Templates are provided for personal and professional use within your government role
• Restrictions: You may not redistribute, sell, or claim ownership of Platform content
• Feedback: Any feedback or suggestions become the property of Budget AI

5. User Content

When you submit content to the Platform, you grant us certain rights:

• License: You grant Budget AI a license to process your content to provide services
• Retention: We may retain your content as described in our Privacy Policy
• Responsibility: You are solely responsible for the content you submit
• Confidentiality: We take reasonable steps to protect your confidential information

6. AI Services Disclaimer

The Platform uses artificial intelligence to provide Excel and budgeting assistance:

• Accuracy: While we strive for accuracy, AI-generated responses should be verified by users
• No Guarantee: We do not guarantee that all responses will be accurate or suitable for your specific needs
• Professional Judgment: AI assistance does not replace professional financial or legal judgment
• Improvement: AI models are continuously being improved based on user interactions

7. Third-Party Links

The Platform may contain links to third-party websites or services:

• Independence: We do not control and are not responsible for third-party content
• Risk: Accessing third-party links is at your own risk
• Endorsement: Links do not constitute endorsement of third-party services
• Terms: Third-party services have their own terms and policies

8. Disclaimer of Warranties

The Platform is provided "as is" and "as available" without warranties of any kind:

• No Warranty: We do not warrant that the Platform will be error-free, secure, or uninterrupted
• Fitness: We do not warrant that the Platform will meet your specific requirements
• Availability: We do not guarantee continuous or uninterrupted access to the Platform
• Limitations: Some jurisdictions do not allow the exclusion of certain warranties

9. Limitation of Liability

To the extent permitted by law, Budget AI shall not be liable for:

• Direct Damages: Any direct damages arising from your use of the Platform
• Indirect Damages: Indirect, incidental, or consequential damages
• Data Loss: Loss of data or information resulting from Platform use
• Decisions: Decisions made based on information provided by the Platform

10. Modifications to Terms

We reserve the right to modify these Terms at any time:

• Notification: We will notify users of significant changes to these Terms
• Effective Date: Changes become effective 30 days after notification
• Continued Use: Continued use of the Platform constitutes acceptance of modified terms
• Review: Please review these Terms periodically for updates

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Nigeria. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Nigeria.

12. Contact Information

If you have questions about these Terms or the Platform: